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The debt-habit is the twin brother of poverty.

Theodore T. Munger

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Theodore T. Munger
Age: 79 †
Born: 1830
Born: March 5
Died: 1910
Died: January 11
Author
Clergyman
Bainbridge
New York
Theodore Thornton Munger
Habit
Brother
Poverty
Twin
Twins
Debt

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Ill-luck is, in nine cases out of ten, the result of taking pleasure first and duty second, instead of duty first and pleasure second.
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The lessons we learn in sadness and from loss are those that abide. Sorrow clarifies the mind, steadies it, and forces it to weigh things correctly. The soil moist with tears best feeds the seeds of truth.
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Everything in nature is a puzzle until it finds its solution in man, who solves it in some way with God, and so completes the circle of creation.
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Large enterprises make the few rich, but the majority prosper only through the carefulness and detail of thrift.
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