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Well, today people have to be self-reliant if they want a secure retirement income.

Scott D. Cook

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Scott D. Cook
Self
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Well

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So I think instead of focusing on the competition, focus on the customer.
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People don't place their trust in government or company pension plans they have to be self-reliant.
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Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.
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The current institutionally provided retirement plans will not cover people's needs upon retirement.
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