A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.

Today's population of adolescents and young adults is the largest in our nation's history.

We must not allow this generation to produce record numbers for the juvenile justice, runaway and homeless youth, or foster care systems.

As problems like identity theft become more prevalent, now more than ever, Americans need to take their financial health seriously - and this information is of the utmost importance.

Tragically, the White House Task Force on Disadvantaged Youth reported that one-quarter of our young people are at serious risk of not achieving productive adulthood.

There has been a growing consensus across the country - from statehouses to the White House and the halls of Congress - that we need to take dramatic steps to improve our secondary schools.

If we do not get No Child Left Behind right for Limited English Proficient students, the law will be a failure for most schools in the 15th Congressional District, and for many across the nation.

High bankruptcy rates, increased credit card debt, and identity theft make it imperative that all of us take an active role in providing financial and economic education during all stages of one's life.

Farms and ranches contend with much more than quarterly reports and profit margins - the weather can wreak havoc on their quality of life and economic viability. When natural disasters strike, we must do all we can to assist the backbone of our economy.

One of the most important improvements in the No Child Left Behind Act for migrant students was the requirement for electronic transfer of migrant student records.

Closing the gap for women entrepreneurs should be a priority for the federal government - and yet the Small Business Administration has failed in their promise to women business owners.

Right now, America's middle class is struggling to meet their basic needs.

However, the Administration's plan to privatize Social Security will undermine retirement security for all Americans by cutting guaranteed benefits by more than 40 percent, and risky private accounts won't make up for the loss of benefits for millions of Americans.

We will never stop illegal immigration until this country has a comprehensive, realistic immigration policy.