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I write for people who are good money managers and want to know how to be even better stewards over their money.
Michelle Singletary
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Michelle Singletary
Age: 54
Columnist
Financial Planner
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More quotes by Michelle Singletary
There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.
Michelle Singletary
It's why this election was HORRIBLE. It was either Hilary is the devil and Trump a saint. Or Trump the devil and Hilary a saint. Can't we all have a decent, civil conversation without throwing shade?
Michelle Singletary
We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.
Michelle Singletary
You shouldn't invest the money if you are looking to use it within five years. Too much risk.
Michelle Singletary
If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.
Michelle Singletary
Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.
Michelle Singletary
The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.
Michelle Singletary
I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.
Michelle Singletary
We all fall - even me.
Michelle Singletary
I've decided to keep working until my last kid is thu college.
Michelle Singletary
My rule is when in doubt hire a professional. You could do it just this year and then you have direction to resume doing it yourself after the consultation. What you don't want is to do it wrong and be hit by a huge tax bill. Remember the old saying, Don't be pennywise and pound foolish.
Michelle Singletary
We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.
Michelle Singletary
You still need to save but being debt-free in retirement is and should be a goal.
Michelle Singletary
We have to protect ourselves by doing our own homework.
Michelle Singletary
Set up rules for when you will give not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.
Michelle Singletary
Don't let people scare you from a career that may not net you a six figure salary. If you want to be a teacher, teach. But knowing that your salary may only reach a certain level, do all that you can to become the best money manager you can be.
Michelle Singletary
There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.
Michelle Singletary
There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
Michelle Singletary
That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.
Michelle Singletary
You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.
Michelle Singletary