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That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.
Michelle Singletary
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Michelle Singletary
Age: 54
Columnist
Financial Planner
Journalist
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More quotes by Michelle Singletary
Set up rules for when you will give not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.
Michelle Singletary
You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.
Michelle Singletary
Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.
Michelle Singletary
There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
Michelle Singletary
I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.
Michelle Singletary
The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.
Michelle Singletary
There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.
Michelle Singletary
We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.
Michelle Singletary
You'll feel better when you get all that debt off your back.
Michelle Singletary
We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.
Michelle Singletary
The rich are depressed because they realize their money can't buy them out of their issues.
Michelle Singletary
I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.
Michelle Singletary
I write for people who are good money managers and want to know how to be even better stewards over their money.
Michelle Singletary
Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.
Michelle Singletary
The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good.
Michelle Singletary
Having fun time is a good use of your money.
Michelle Singletary
The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.
Michelle Singletary
Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.
Michelle Singletary
If we don't want the companies to cheat on us, we shouldn't be cheating on them.
Michelle Singletary
You still need to save but being debt-free in retirement is and should be a goal.
Michelle Singletary