Share
×
Inspirational Quotes
Authors
Professions
Topics
Tags
Quote
If you haven't saved, your child may have to work. But do what you can to NEVER take out student or parent loans.
Michelle Singletary
Share
Change background
T
T
T
Change font
Original
TAGS & TOPICS
Michelle Singletary
Age: 54
Columnist
Financial Planner
Journalist
Writer
Take
Student
Children
Saved
Work
Havens
Never
Haven
Students
Parent
Child
Loans
May
Loan
More quotes by Michelle Singletary
I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.
Michelle Singletary
There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
Michelle Singletary
My writing is definitely influenced by and speaks to African-Americans because that is who I am. I'm black. I'm a black woman. I'm a black mother, wife, churchgoer, etc. I am the legacy of slavery.
Michelle Singletary
Money may not buy love, but fighting about it will bankrupt your relationship.
Michelle Singletary
You are rich if you have enough to meet your most basic needs. You are rich if you have access to clean water, food, shelter, love, a roof over your head.You have to count your blessings to see that you are richer than you think.
Michelle Singletary
Priorities lead to prosperity.
Michelle Singletary
I love teaching people how to handle their money and I've built a brand on that skill.
Michelle Singletary
The rich are depressed because they realize their money can't buy them out of their issues.
Michelle Singletary
We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.
Michelle Singletary
I've found that when you can quickly knock out debt you get motivated because you see progress. Then you attack the other debt so fast that even if it's at a higher interest rate, you don't end up paying much more because you've gotten rid of it.
Michelle Singletary
The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.
Michelle Singletary
We all fall - even me.
Michelle Singletary
Having fun time is a good use of your money.
Michelle Singletary
Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.
Michelle Singletary
There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.
Michelle Singletary
My rule is when in doubt hire a professional. You could do it just this year and then you have direction to resume doing it yourself after the consultation. What you don't want is to do it wrong and be hit by a huge tax bill. Remember the old saying, Don't be pennywise and pound foolish.
Michelle Singletary
Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.
Michelle Singletary
When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, Love you but no.
Michelle Singletary
That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.
Michelle Singletary
Once you finish paying for college you could reduce your life insurance.
Michelle Singletary
