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If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.
Michelle Singletary
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Michelle Singletary
Age: 54
Columnist
Financial Planner
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Nobody
Take
Enough
Retire
Retiring
Shoot
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Debt
More quotes by Michelle Singletary
We have to protect ourselves by doing our own homework.
Michelle Singletary
We all fall - even me.
Michelle Singletary
Money may not buy love, but fighting about it will bankrupt your relationship.
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There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
Michelle Singletary
I've decided to keep working until my last kid is thu college.
Michelle Singletary
A foreclosure does not define you financially.
Michelle Singletary
Don't let people scare you from a career that may not net you a six figure salary. If you want to be a teacher, teach. But knowing that your salary may only reach a certain level, do all that you can to become the best money manager you can be.
Michelle Singletary
There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.
Michelle Singletary
You'll feel better when you get all that debt off your back.
Michelle Singletary
There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income.
Michelle Singletary
I write for people who are good money managers and want to know how to be even better stewards over their money.
Michelle Singletary
My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.
Michelle Singletary
Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.
Michelle Singletary
My rule is when in doubt hire a professional. You could do it just this year and then you have direction to resume doing it yourself after the consultation. What you don't want is to do it wrong and be hit by a huge tax bill. Remember the old saying, Don't be pennywise and pound foolish.
Michelle Singletary
The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.
Michelle Singletary
When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, Love you but no.
Michelle Singletary
You shouldn't invest the money if you are looking to use it within five years. Too much risk.
Michelle Singletary
We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.
Michelle Singletary
Set up rules for when you will give not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.
Michelle Singletary
If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to teach our children what my grandmother taught me: Think twice about spending money you don't have on things you don't need to impress people you don't like anyway.
Michelle Singletary