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The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.

Michelle Singletary

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Michelle Singletary
Age: 54
Columnist
Financial Planner
Journalist
Writer
Money
Take
Many
Manage
Thing
Decades
Made
Mistakes
People
Financial
Mistake
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More quotes by Michelle Singletary

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A foreclosure does not define you financially.
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We all fall - even me.
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There are some dark days when I do receive some racist mail or emails. But overall the response to me has been very positive. Readers relate to me not just as an African-American, but as an American trying to make sense of her personal finance, just like them.
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My writing is definitely influenced by and speaks to African-Americans because that is who I am. I'm black. I'm a black woman. I'm a black mother, wife, churchgoer, etc. I am the legacy of slavery.
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My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.
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We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.
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If we don't want the companies to cheat on us, we shouldn't be cheating on them.
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Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.
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I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.
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I love teaching people how to handle their money and I've built a brand on that skill.
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Once you finish paying for college you could reduce your life insurance.
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Priorities lead to prosperity.
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It's why this election was HORRIBLE. It was either Hilary is the devil and Trump a saint. Or Trump the devil and Hilary a saint. Can't we all have a decent, civil conversation without throwing shade?
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You'll feel better when you get all that debt off your back.
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Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.
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You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.
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Set up rules for when you will give not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.
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There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
Michelle Singletary
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Don't let people scare you from a career that may not net you a six figure salary. If you want to be a teacher, teach. But knowing that your salary may only reach a certain level, do all that you can to become the best money manager you can be.
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I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.
Michelle Singletary