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Full service brokers, in this day and age of low cost mutual funds and discount brokers, are really nothing more than machines for ripping off retail investors.
Joel Spolsky
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Joel Spolsky
Age: 59
Born: 1965
Born: January 1
Businessperson
Chief Executive Officer
Computer Scientist
Programmer
Software Engineer
Albuquerque
New Mexico
Avram Joel Spolsky
Really
Mutual
Ripping
Lows
Discount
Machines
Brokers
Service
Discounts
Cost
Retail
Full
Funds
Age
Investors
Nothing
Fund
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Remember, just because Microsoft can do something, doesn't mean you can. Microsoft makes their own gravity. Normal rules don't apply to them.
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The secret of Big Macs is that they're not very good, but every one is not very good in exactly the same way.
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Nothing works better than just improving your product.
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Software development takes immense intellectual effort. Even the best programmers can rarely sustain that level of effort for more than a few hours a day. Beyond that, they need to rest their brains a bit, which is why they always seem to be surfing the Internet or playing games when you barge in on them.
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Last week I was listening to a podcast on Hanselminutes, with Robert Martin talking about the SOLID principles... They all sounded to me like extremely bureaucratic programming that came from the mind of somebody that has not written a lot of code, frankly.
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Not having a schedule is OK if it's your PhD and you plan to spend 14 years on the thing, or if you're a programmer working on the next Duke Nukem and we'll ship when we're good and ready. But for almost any kind of real business, you just have to know how long things are going to take, because developing a product costs money.
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Design adds value faster than it adds cost.
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If something seems possible, that's probably because someone is already doing it. When something seems that it can't possibly work, nobody tries it. Real innovation happens when someone tries anyway, overlooking an obvious flaw, and finds a way to make an idea work.
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People ridiculously overvalue aesthetics and beauty when evaluating products. It's one of the reasons iPods, and, for that matter, Keanu Reeves, are so successful.
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Common programmer thought pattern: there are only three numbers: 0, 1, and n.
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Never put yourself in a position that will put yourself at risk if you make the wrong decision. We spent cash on everything. It's fashionable to make 'bet the company' decisions, but don't do it.
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Shipping is a feature. A really important feature. Your product must have it.
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Writing code is not production, it's not always craftsmanship though it can be, it's design.
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So if you want to get things done, you positively have to understand at any given point in time what is the most important thing to get done right now and if you're not doing it, you're not making progress at the fastest possible rate.
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That's another flaw with performance-based rewards: They are easy for one of your competitors to top.
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There's a subtle reason that programmers always want to throw away the code and start over. The reason is that they think the old code is a mess. [...] The reason that they think the old code is a mess is because of a cardinal, fundamental law of programming: It's harder to read code than to write it.
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Good software, like wine, takes time.
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Life is a bit hard sometimes, and sometimes you have to step up and fight fights that you never signed up for.
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I've been using Vista on my home laptop since it shipped, and can say with some conviction that nobody should be using it as their primary operating system - it simply has no redeeming merits to overcome the compatibility headaches it causes.
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If your goals is to produce something of permanent value, you start to think differently about you want on the site.
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