Overall the cost of living in Ho Chi Minh City is cheap and if you can stay away from Western restaurants and use just local products in your everyday life it's really cheap.

Ho Chi Minh City is crowded, noisy, untidy and chaotic. I miss the orderly life of suburban America and the comfort of my apartment and my truck when I'm here, but when I get back in the USA I miss the craziness of Ho Chi Minh City or Bangkok.

On my discharge, I had the challenge of putting my life back together but Vietnam stuck in the inner recesses of my mind.

For me making friends with locals is hard, mostly because my lack of Vietnamese language skills and being retired I have limited access to locals in the work place. Though for me it is hard meeting expats as well, as most expats work here and make friends through their jobs.

I'm divorced and have a son and a grandson and it is a problem being away most of the time. Living as I do, if I had a wife and children I think it would be really hard to do.

I would say healthcare in Vietnam is so-so. There are several international clinics that are good but expensive and the care offered is limited.

After high school and a year of College I made a half-hearted attempt at professional skiing in Aspen, Colorado and then found myself back in Flint.

Why Ho Chi Minh City? It is crowded, noisy, scruffy, crazy, but always interesting and things are happening all at a break neck speed.

Also Ho Chi Minh City is broken up into districts so it's much like little cities within the city, in your home district folks take the time to smile and wave as you pass by or even try to have a little chat.

The Vietnam War was in full swing, the Air Force wanted me and I wanted out of Flint, so three years in the USA and that fourth one spent here in Vietnam really flipped my life around.

For the most part Ho Chi Minh City is safe but like any large city you need to pay attention to what's going on around you.