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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Ever
Different
Made
Every
Choice
Like
Choices
Start
Making
Today

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If your life is bad because of an elected official, then you don't have a life.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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You've got to tell your money what to do or it will leave.
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Work is a surefire money-making scheme.
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Opening your hands will set you free.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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Debt has become a part of who we are.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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If you come with mercy but not justice that's called enabling.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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You must plan your work and then work your plan.
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Goals convert vision into ENERGY.
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If you will live like no one else, later you can live like no one else.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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