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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Today
Ever
Different
Made
Every
Choice
Like
Choices
Start
Making

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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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Debt gives you the ability to look like you’re winning when you’re not.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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Goals convert vision into ENERGY.
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Be an evangelist with your excellence.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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The creature comforts we tend to rationalize as business expenses I can write off.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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Credit is an 'I love debt' score.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Stupid is not illegal.
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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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At the end of the day we are not selling, we are serving.
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Work-get paid don't work-don't get paid. Everybody is on commission
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Success is a pile of failure that you are standing on.
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