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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Every
Choice
Like
Choices
Start
Making
Today
Ever
Different
Made

More quotes by Dave Ramsey

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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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If you help enough people, you don't have to worry about money.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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Be very proud of what you do, and if you aren't then change it.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Work is a surefire money-making scheme.
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I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
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Knock out a small debt first so you get a quick win. Momentum is key.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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Contentment is both the fruit and the tree.
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Stupid is not illegal.
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Success is a pile of failure that you are standing on.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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I have to live my books before I write them.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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