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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Information
Process
Done
Time
Doable
Packaged
Honored
Inspired
Millions
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
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You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Knock out a small debt first so you get a quick win. Momentum is key.
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Stupid is not illegal.
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If you will live like no one else, later you can live like no one else.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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You've got to tell your money what to do or it will leave.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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A budget is telling your money where to go instead of wondering where it went.
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