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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Millions
Information
Process
Done
Time
Doable
Packaged
Honored
Inspired
More quotes by Dave Ramsey
You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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I have to live my books before I write them.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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You must plan your work and then work your plan.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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You will either learn to manage money, or the lack of it will manage you.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Just keep taking the next step and keep having excellence in the ordinary.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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Doing a budget means learning an ancient and powerful word: NO.
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You've got to tell your money what to do or it will leave.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Debt gives you the ability to look like you’re winning when you’re not.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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A budget is telling your money where to go instead of wondering where it went.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Debt is dumb. Cash is king.
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