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If you come with mercy but not justice that's called enabling.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Enabling
Mercy
Called
Justice
Come

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Contentment is both the fruit and the tree.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Doing a budget means learning an ancient and powerful word: NO.
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If you help enough people, you don't have to worry about money.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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Success is a pile of failure that you are standing on.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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If you will live like no one else, later you can live like no one else.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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A budget is telling your money where to go instead of wondering where it went.
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