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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Life
Congressman
Senator
Senators
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More quotes by Dave Ramsey

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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Making mistakes and learning from them is crucial to winning.
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Remember, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.
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If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'
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You can get anywhere if you simply go one step at a time.
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A budget is telling your money where to go instead of wondering where it went.
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I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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You must learn to control your money, or to the permanent deprivation control you
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Credit is an 'I love debt' score.
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Just keep taking the next step and keep having excellence in the ordinary.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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The creature comforts we tend to rationalize as business expenses I can write off.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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Debt has become a part of who we are.
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