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If your life is bad because of an elected official, then you don't have a life.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Official
Elected
Officials
Life

More quotes by Dave Ramsey

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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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There's a great place to go when you're broke--to work!
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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Just keep taking the next step and keep having excellence in the ordinary.
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You've got to tell your money what to do or it will leave.
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If you come with mercy but not justice that's called enabling.
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Be an evangelist with your excellence.
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You must gain control over your money or the lack of it will forever control you.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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Debt gives you the ability to look like you’re winning when you’re not.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
Dave Ramsey