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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Every
Diligence
Discipline
Wells
Well
Work

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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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You must plan your work and then work your plan.
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Knock out a small debt first so you get a quick win. Momentum is key.
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At the end of the day we are not selling, we are serving.
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A budget is telling your money where to go instead of wondering where it went.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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If you come with mercy but not justice that's called enabling.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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The average millionaire can't tell you who got thrown off the island last night.
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I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
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Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Doing a budget means learning an ancient and powerful word: NO.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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I have to live my books before I write them.
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A good financial planner is going to do more than pick your funds.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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Work-get paid don't work-don't get paid. Everybody is on commission
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You must learn to control your money, or to the permanent deprivation control you
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