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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Well
Work
Every
Diligence
Discipline
Wells

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The creature comforts we tend to rationalize as business expenses I can write off.
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Doing a budget means learning an ancient and powerful word: NO.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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A good financial planner is going to do more than pick your funds.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Debt is dumb. Cash is king.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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Work-get paid don't work-don't get paid. Everybody is on commission
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Just keep taking the next step and keep having excellence in the ordinary.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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You will either learn to manage money, or the lack of it will manage you.
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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The average millionaire can't tell you who got thrown off the island last night.
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