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You must plan your work and then work your plan.
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Plan
Plans
Must
Work
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Debt is normal. Be weird.
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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You will only sacrifice when you passionately believe in the outcome.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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Remember, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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Be an evangelist with your excellence.
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Opening your hands will set you free.
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I have to live my books before I write them.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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There's a great place to go when you're broke--to work!
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
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