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You must plan your work and then work your plan.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Plan
Plans
Must
Work

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Contentment is both the fruit and the tree.
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Debt has become a part of who we are.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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You can get anywhere if you simply go one step at a time.
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At the end of the day we are not selling, we are serving.
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If your life is bad because of an elected official, then you don't have a life.
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Be very proud of what you do, and if you aren't then change it.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild it is simply caring deeply.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Doing a budget means learning an ancient and powerful word: NO.
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I have to live my books before I write them.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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