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Investing is important, but get debt-free first. That's what frees up your income so you can win.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
First
Important
Frees
Investing
Income
Debt
Winning
Free
Firsts

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Debt is normal. Be weird.
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You will either learn to manage money, or the lack of it will manage you.
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I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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If your life is bad because of an elected official, then you don't have a life.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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Opening your hands will set you free.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild it is simply caring deeply.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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A budget is telling your money where to go instead of wondering where it went.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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Credit is an 'I love debt' score.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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Work-get paid don't work-don't get paid. Everybody is on commission
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There's a great place to go when you're broke--to work!
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Goals convert vision into ENERGY.
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