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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Guilt
Spending
Amount
Stuff
Medicate
Dysfunction

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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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The creature comforts we tend to rationalize as business expenses I can write off.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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At the end of the day we are not selling, we are serving.
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Making mistakes and learning from them is crucial to winning.
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Work-get paid don't work-don't get paid. Everybody is on commission
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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Credit is an 'I love debt' score.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Debt is dumb. Cash is king.
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