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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Dysfunction
Guilt
Spending
Amount
Stuff
Medicate

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You've got to tell your money what to do or it will leave.
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Stupid is not illegal.
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If you help enough people, you don't have to worry about money.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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At the end of the day we are not selling, we are serving.
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Doing a budget means learning an ancient and powerful word: NO.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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There's a great place to go when you're broke--to work!
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Be an evangelist with your excellence.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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