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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Guilt
Spending
Amount
Stuff
Medicate
Dysfunction

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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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A good financial planner is going to do more than pick your funds.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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Doing a budget means learning an ancient and powerful word: NO.
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Debt is dumb. Cash is king.
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A budget is telling your money where to go instead of wondering where it went.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Be an evangelist with your excellence.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
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Work-get paid don't work-don't get paid. Everybody is on commission
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You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
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Goals convert vision into ENERGY.
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