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Doing a budget means learning an ancient and powerful word: NO.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Powerful
Word
Means
Mean
Budget
Budgets
Ancient
Learning

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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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You must gain control over your money or the lack of it will forever control you.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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Stupid is not illegal.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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Credit is an 'I love debt' score.
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If your life is bad because of an elected official, then you don't have a life.
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Contentment is both the fruit and the tree.
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You will either learn to manage money, or the lack of it will manage you.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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A good financial planner is going to do more than pick your funds.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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The average millionaire can't tell you who got thrown off the island last night.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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You've got to tell your money what to do or it will leave.
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Be an evangelist with your excellence.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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