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Doing a budget means learning an ancient and powerful word: NO.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Ancient
Learning
Powerful
Word
Means
Mean
Budget
Budgets

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Making mistakes and learning from them is crucial to winning.
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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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At the end of the day we are not selling, we are serving.
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Be an evangelist with your excellence.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
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Just keep taking the next step and keep having excellence in the ordinary.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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When leadership set the goals by themselves, they are not goals, they are quotas.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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You will only sacrifice when you passionately believe in the outcome.
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Success is a pile of failure that you are standing on.
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You must learn to control your money, or to the permanent deprivation control you
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The average millionaire can't tell you who got thrown off the island last night.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Debt is dumb. Cash is king.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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