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Doing a budget means learning an ancient and powerful word: NO.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Ancient
Learning
Powerful
Word
Means
Mean
Budget
Budgets

More quotes by Dave Ramsey

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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
Dave Ramsey
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When leadership set the goals by themselves, they are not goals, they are quotas.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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I have to live my books before I write them.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
Dave Ramsey
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
Dave Ramsey
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Contentment is both the fruit and the tree.
Dave Ramsey
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
Dave Ramsey
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
Dave Ramsey
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
Dave Ramsey
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The creature comforts we tend to rationalize as business expenses I can write off.
Dave Ramsey
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Work-get paid don't work-don't get paid. Everybody is on commission
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
Dave Ramsey
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
Dave Ramsey
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
Dave Ramsey
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
Dave Ramsey
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
Dave Ramsey