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Doing a budget means learning an ancient and powerful word: NO.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Budgets
Ancient
Learning
Powerful
Word
Means
Mean
Budget

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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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If you come with mercy but not justice that's called enabling.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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Knock out a small debt first so you get a quick win. Momentum is key.
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A budget is telling your money where to go instead of wondering where it went.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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You've got to tell your money what to do or it will leave.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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At the end of the day we are not selling, we are serving.
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