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Knock out a small debt first so you get a quick win. Momentum is key.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Small
Winning
Firsts
First
Momentum
Knock
Quick
Debt
Keys

More quotes by Dave Ramsey

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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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Leading a family is the hardest job a man can ever have.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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You will only sacrifice when you passionately believe in the outcome.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Credit is an 'I love debt' score.
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You must plan your work and then work your plan.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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Be an evangelist with your excellence.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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You've got to tell your money what to do or it will leave.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Just keep taking the next step and keep having excellence in the ordinary.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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If you come with mercy but not justice that's called enabling.
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