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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Build
Card
Wealth
Cards
Game
Companies
Company
Beat
Games
Rewards
Miles
Beats
Credit
Airline

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A budget is telling your money where to go instead of wondering where it went.
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If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Doing a budget means learning an ancient and powerful word: NO.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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If you come with mercy but not justice that's called enabling.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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You must gain control over your money or the lack of it will forever control you.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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Just keep taking the next step and keep having excellence in the ordinary.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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