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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Build
Card
Wealth
Cards
Game
Companies
Company
Beat
Games
Rewards
Miles
Beats
Credit
Airline
More quotes by Dave Ramsey
Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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You must gain control over your money or the lack of it will forever control you.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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A budget is telling your money where to go instead of wondering where it went.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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I have to live my books before I write them.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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Work-get paid don't work-don't get paid. Everybody is on commission
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Debt has become a part of who we are.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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