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Contentment is both the fruit and the tree.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Contentment
Fruit
Tree

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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Debt is normal. Be weird.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Debt gives you the ability to look like you’re winning when you’re not.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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You've got to tell your money what to do or it will leave.
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Credit is an 'I love debt' score.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Be very proud of what you do, and if you aren't then change it.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild it is simply caring deeply.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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