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Debt has become a part of who we are.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Finance
Debt
Money
Become
Part

More quotes by Dave Ramsey

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Debt is normal. Be weird.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild it is simply caring deeply.
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Credit is an 'I love debt' score.
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Making mistakes and learning from them is crucial to winning.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'
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If you will live like no one else, later you can live like no one else.
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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If you come with mercy but not justice that's called enabling.
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You can get anywhere if you simply go one step at a time.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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You will only sacrifice when you passionately believe in the outcome.
Dave Ramsey