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Debt has become a part of who we are.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Money
Become
Part
Finance
Debt

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Doing a budget means learning an ancient and powerful word: NO.
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If you come with mercy but not justice that's called enabling.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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The creature comforts we tend to rationalize as business expenses I can write off.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Debt gives you the ability to look like you’re winning when you’re not.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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A budget is telling your money where to go instead of wondering where it went.
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