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Debt has become a part of who we are.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Finance
Debt
Money
Become
Part

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Debt is normal. Be weird.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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You will only sacrifice when you passionately believe in the outcome.
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Be very proud of what you do, and if you aren't then change it.
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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The average millionaire can't tell you who got thrown off the island last night.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Making mistakes and learning from them is crucial to winning.
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Stupid is not illegal.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
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Leading a family is the hardest job a man can ever have.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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A budget is telling your money where to go instead of wondering where it went.
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