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Debt has become a part of who we are.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Part
Finance
Debt
Money
Become

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Debt is dumb. Cash is king.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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Contentment is both the fruit and the tree.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
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You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
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Stupid is not illegal.
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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You must plan your work and then work your plan.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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Leading a family is the hardest job a man can ever have.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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The creature comforts we tend to rationalize as business expenses I can write off.
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There's a great place to go when you're broke--to work!
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