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Be very proud of what you do, and if you aren't then change it.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Aren
Proud
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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You must plan your work and then work your plan.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Knock out a small debt first so you get a quick win. Momentum is key.
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Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.
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Debt is normal. Be weird.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Debt has become a part of who we are.
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Debt gives you the ability to look like you’re winning when you’re not.
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Making mistakes and learning from them is crucial to winning.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Credit is an 'I love debt' score.
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Just keep taking the next step and keep having excellence in the ordinary.
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Stupid is not illegal.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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