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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Bucks
Car
Worth
Four
Years

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Leading a family is the hardest job a man can ever have.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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You must gain control over your money or the lack of it will forever control you.
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Debt is dumb. Cash is king.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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Debt has become a part of who we are.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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You can get anywhere if you simply go one step at a time.
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Opening your hands will set you free.
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Work-get paid don't work-don't get paid. Everybody is on commission
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I have to live my books before I write them.
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Be an evangelist with your excellence.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Credit is an 'I love debt' score.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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