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You will either learn to manage money, or the lack of it will manage you.
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Manage
Lack
Either
Learn
Money
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Debt has become a part of who we are.
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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Leading a family is the hardest job a man can ever have.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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There's a great place to go when you're broke--to work!
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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At the end of the day we are not selling, we are serving.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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If you come with mercy but not justice that's called enabling.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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