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If people in America would get their finances together and start taking care of each other, we could put the government out of business.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Care
Together
Finances
Government
Finance
Would
Taking
People
Start
Business
America

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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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I have to live my books before I write them.
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Success is a pile of failure that you are standing on.
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Debt is dumb. Cash is king.
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If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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Be very proud of what you do, and if you aren't then change it.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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You must gain control over your money or the lack of it will forever control you.
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A budget is telling your money where to go instead of wondering where it went.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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Knock out a small debt first so you get a quick win. Momentum is key.
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