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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Money
Categories
Wanna
Budget
Budgets
Admit
Blow
Paper
Least
Category
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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You can get anywhere if you simply go one step at a time.
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If you come with mercy but not justice that's called enabling.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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You must gain control over your money or the lack of it will forever control you.
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A budget is telling your money where to go instead of wondering where it went.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'
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You will only sacrifice when you passionately believe in the outcome.
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