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Debt is dumb. Cash is king.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Dumb
Debt
King
Kings
Money
Cash

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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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There's a great place to go when you're broke--to work!
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
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Knock out a small debt first so you get a quick win. Momentum is key.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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At the end of the day we are not selling, we are serving.
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Be very proud of what you do, and if you aren't then change it.
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Opening your hands will set you free.
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Doing a budget means learning an ancient and powerful word: NO.
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Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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