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Debt is dumb. Cash is king.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Cash
Dumb
Debt
King
Kings
Money

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My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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The creature comforts we tend to rationalize as business expenses I can write off.
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Contentment is both the fruit and the tree.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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You must learn to control your money, or to the permanent deprivation control you
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Be very proud of what you do, and if you aren't then change it.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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Just keep taking the next step and keep having excellence in the ordinary.
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At the end of the day we are not selling, we are serving.
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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A good financial planner is going to do more than pick your funds.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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Goals convert vision into ENERGY.
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