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Debt is dumb. Cash is king.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Money
Cash
Dumb
Debt
King
Kings

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A budget is telling your money where to go instead of wondering where it went.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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You must gain control over your money or the lack of it will forever control you.
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You must learn to control your money, or to the permanent deprivation control you
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Stupid is not illegal.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
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