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Debt is dumb. Cash is king.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Cash
Dumb
Debt
King
Kings
Money

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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
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The average millionaire can't tell you who got thrown off the island last night.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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Debt has become a part of who we are.
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You must plan your work and then work your plan.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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There's a great place to go when you're broke--to work!
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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You must learn to control your money, or to the permanent deprivation control you
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Be very proud of what you do, and if you aren't then change it.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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Be an evangelist with your excellence.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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