Quote

I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Character
Worry
Mirror
Problem
Responsibility
Manage
Persons
Came
Mirrors
Shortages
Person
Morning
Began
Shaved
Every
Winning
Realized
Shortage
Would
Learn
Realize
Worries
Money
Problems
Largely
Also
Realizing
Ended

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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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You will either learn to manage money, or the lack of it will manage you.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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Debt has become a part of who we are.
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If you come with mercy but not justice that's called enabling.
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If you help enough people, you don't have to worry about money.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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Debt is dumb. Cash is king.
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You must gain control over your money or the lack of it will forever control you.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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