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Leading a family is the hardest job a man can ever have.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Ever
Men
Fatherhood
Leading
Hardest
Family
Jobs

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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Just keep taking the next step and keep having excellence in the ordinary.
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You will only sacrifice when you passionately believe in the outcome.
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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Knock out a small debt first so you get a quick win. Momentum is key.
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I have to live my books before I write them.
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Credit is an 'I love debt' score.
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Debt has become a part of who we are.
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Debt is dumb. Cash is king.
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Making mistakes and learning from them is crucial to winning.
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The creature comforts we tend to rationalize as business expenses I can write off.
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Contentment is both the fruit and the tree.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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Debt is normal. Be weird.
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