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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Went
Quests
Money
Quest
Find
Confidence
Everything
Losing
Really
Works
Poverty
Control
Mistake
Handling

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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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Making mistakes and learning from them is crucial to winning.
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You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
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Remember, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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Goals convert vision into ENERGY.
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I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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Debt has become a part of who we are.
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Work-get paid don't work-don't get paid. Everybody is on commission
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The creature comforts we tend to rationalize as business expenses I can write off.
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The average millionaire can't tell you who got thrown off the island last night.
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You must gain control over your money or the lack of it will forever control you.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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