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A budget is telling your money where to go instead of wondering where it went.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Budgets
Telling
Instead
Went
Wonder
Powerful
Money
Wondering
Budget

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Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
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Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
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Debt gives you the ability to look like you’re winning when you’re not.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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You can get anywhere if you simply go one step at a time.
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Debt has become a part of who we are.
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The average millionaire can't tell you who got thrown off the island last night.
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Be an evangelist with your excellence.
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If you come with mercy but not justice that's called enabling.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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