Quote

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Personal
Head
Rocket
Working
Rockets
Knowledge
Finance
Science
Discovered
Thing
Behavior
Good
News
Percent

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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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You will only sacrifice when you passionately believe in the outcome.
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If you will live like no one else, later you can live like no one else.
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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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A budget is telling your money where to go instead of wondering where it went.
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You must plan your work and then work your plan.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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If you help enough people, you don't have to worry about money.
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You can get anywhere if you simply go one step at a time.
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There's a great place to go when you're broke--to work!
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