Quote

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Good
News
Percent
Personal
Head
Rocket
Working
Rockets
Knowledge
Finance
Science
Discovered
Thing
Behavior

More quotes by Dave Ramsey

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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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Contentment is both the fruit and the tree.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
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Doing a budget means learning an ancient and powerful word: NO.
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Work-get paid don't work-don't get paid. Everybody is on commission
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You've got to tell your money what to do or it will leave.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
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Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
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There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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Be an evangelist with your excellence.
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Success is a pile of failure that you are standing on.
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Be very proud of what you do, and if you aren't then change it.
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When leadership set the goals by themselves, they are not goals, they are quotas.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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