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The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Dave Ramsey
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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Personal
Head
Rocket
Working
Rockets
Knowledge
Finance
Science
Discovered
Thing
Behavior
Good
News
Percent
More quotes by Dave Ramsey
I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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Knock out a small debt first so you get a quick win. Momentum is key.
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Just keep taking the next step and keep having excellence in the ordinary.
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You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper!
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
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At the end of the day we are not selling, we are serving.
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
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You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math.
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Debt gives you the ability to look like you’re winning when you’re not.
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The average millionaire can't tell you who got thrown off the island last night.
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Stupid is not illegal.
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Work-get paid don't work-don't get paid. Everybody is on commission
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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You will only sacrifice when you passionately believe in the outcome.
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Making mistakes and learning from them is crucial to winning.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
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