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I believe that through knowledge and discipline, financial peace is possible for all of us.

Dave Ramsey

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Dave Ramsey
Age: 64
Born: 1960
Born: September 3
Author
Motivational Speaker
Radio Personality
Antioch
Tennessee
Peace
Believe
Financial
Discipline
Possible
Knowledge

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Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
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I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
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Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
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You must gain control over your money or the lack of it will forever control you.
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Debt is normal. Be weird.
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I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
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You will either learn to manage money, or the lack of it will manage you.
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The creature comforts we tend to rationalize as business expenses I can write off.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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There's a great place to go when you're broke--to work!
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
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You must learn to control your money, or to the permanent deprivation control you
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You must plan your work and then work your plan.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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A good financial planner is going to do more than pick your funds.
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
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