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Know the difference between your necessary and discretionary expenses.

Alexa Von Tobel

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Alexa Von Tobel
Age: 40
Born: 1984
Born: February 23
Businessperson
Businesswoman
Jacksonville
Florida
Differences
Discretionary
Expenses
Necessary
Difference

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Money shouldn't be worshiped and it shouldn't be ignored.
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Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.
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Get up, dress up, and show up.
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When everyone zigs, zag. Life is all about trying to get somewhere first.
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Before you take the leap, before you jump, really make sure it's going to be something you want to get out of bed [to do] everyday, because it is so hard. So you want to make sure that you're really committed.
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A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.
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As an entrepreneur, you have to be OK with failure. If you're not failing, you're likely not pushing yourself hard enough.
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As a wife, daughter, friend, and the founder and CEO of LearnVest, my schedule is anything but simple. But I learned early on how to meticulously manage my time.
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There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.
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Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.
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My ultimate goal is to create operating systems for myself that allow me to think as little as possible about the silly decisions you can make all day long - like what to eat or where we should meet - so I can focus on making real decisions.
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Flowers make me irrationally happy.
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I go to bed at 2 a.m. and get up at 7 a.m. - I've never been a sleeper. But I definitely get sick every month-and-a-half.
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At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.
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Start a business plan for yourself, not for anyone else.
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A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.
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Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.
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You should go to work every day a little bit nervous.
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If you're trying to diet, what do you do? You grab your two friends and say, 'We're going to the gym let's do this together.' Money shouldn't be any different. If you're trying to make progress, if you're trying to save more, we really need to be able to get support.
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Learning how to face fear really makes you invincible because you stop being scared.
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