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A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.
Alexa Von Tobel
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Alexa Von Tobel
Age: 40
Born: 1984
Born: February 23
Businessperson
Businesswoman
Jacksonville
Florida
Make
Road
Good
Plan
Exactly
Plans
Choices
Future
Maps
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Today
Financial
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A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.
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Flowers make me irrationally happy.
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Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.
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You should go to work every day a little bit nervous.
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When everyone zigs, zag. Life is all about trying to get somewhere first.
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Know the difference between your necessary and discretionary expenses.
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Learning how to face fear really makes you invincible because you stop being scared.
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I go to bed at 2 a.m. and get up at 7 a.m. - I've never been a sleeper. But I definitely get sick every month-and-a-half.
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The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and Ill bet there are some great ways to protect yourself.
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Get up, dress up, and show up.
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As a wife, daughter, friend, and the founder and CEO of LearnVest, my schedule is anything but simple. But I learned early on how to meticulously manage my time.
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Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.
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Money shouldn't be worshiped and it shouldn't be ignored.
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Start a business plan for yourself, not for anyone else.
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Before you take the leap, before you jump, really make sure it's going to be something you want to get out of bed [to do] everyday, because it is so hard. So you want to make sure that you're really committed.
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There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.
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As an entrepreneur, you have to be OK with failure. If you're not failing, you're likely not pushing yourself hard enough.
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At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.
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I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.
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Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.
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